Get the car you want

 

Blue BMW 1 Series

We Finance Any Car is a credit broker, not a lender. Rates start from 9.9% APR. Representative example: Borrowing £7,000 over 60 months with REPRESENTATIVE APR of 23.90%, deposit of £0.00, amount payable is £192 /month, total cost of £4,520 & total payable is £11,520

Finance Your Next Car in 3 Easy Steps

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Get Approved

Complete a simple 2 min application. We Finance Any Car compare quotes and deals from our huge lending panel to get the best APR (without affecting your credit score)

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Choose Car

Once approved, it's time to find your car! We Finance Any Car from any reputable dealer. If you already have a car in mind - great! If not, we help find & finance your dream car

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Sign + Drive

It's a simple & safe process. We'll sort the electronic paperwork & dealer negotiation. Once the forms are complete & the funds paid to the dealer, it's car collection time!

View Finance Options

At We Finance Any Car we aim to please with a choice of finance options including HP and PCP.

See how much your monthly payments could be – use the free monthly finance calculator.

White Nissan Juke
What are the advantages of using HP?

Hire Purchase gives you the clarity of knowing what set amount you have to pay monthly till the end of the agreement. If you do high mileage or need flexibility in the mileage you and do any don't want to incur expensive excess mileage changes then HP is ideal. Using HP also means that you don't have to come up with a large balloon payment at the end of the contract and...best of all, you own the car outright at the end of the agreement.

What are the minimum and maximum payment periods for HP?

Between 24 and 60 months.

Can I get out of my HP Agreement?

Yes! All Finance companies must give the option for you to settle payment during the course of the agreement. You simply need to contact the finance company and ask for a "settlement figure" (sometimes known as a redemption statement). When this is paid, the car is yours and the finance company will transfer full ownership to you.

Is Hire Purchase (HP) known as something else?

Conditional Sale (CS) is very similar to HP, the main difference is that at the end of the agreement you need to make a purchase payment (generally very small) in order to take ownership, whereas with Conditional Sale, on the final monthly payment the car automatically becomes your property.

Can I use "Voluntary Termination" under a Hire Purchase Contract?

Yes. Voluntary Termination (VT) is typically applied when more than half of what is owed on the car at the start of the agreement has been paid off. You may want to VT for a number of reasons but provided you are past the half way point, or you "make good" on paying half of the total amount (incl. any fees) then under the Credit Consumer Act 1974 you have the right to VT using the "rule of half".

Personal Contract Purchase (PCP)

Use our handy PCP calculator, you can change things like your deposit & expected annual mileage to get an informed estimation.

Start

Finance Your Next Car in 3 Easy Steps

approved removebg preview

Get Approved

Complete a simple 2 min application. We Finance Any Car compare quotes and deals from our huge lending panel to get the best APR (without affecting your credit score)

car removebg preview

Choose Car

Once approved, it's time to find your car! We Finance Any Car from any reputable dealer. If you already have a car in mind - great! If not, we help find & finance your dream car

sing removebg preview

Sign + Drive

It's a simple & safe process. We'll sort the electronic paperwork & dealer negotiation. Once the forms are complete & the funds paid to the dealer, it's car collection time!

View Finance Options

At We Finance Any Car we aim to please so we have a choice of finance options including HP and PCP.

See how much your monthly payments could be:

2015 Nissan JUKE front 10260 032 1856x907 QAB cropped
blue audi q3

Need Help & Advice?

We Finance Any Car are here to help. Our FAQs can be found here. Alternatively call us on 01277 808080 or arrange a call back below at a time that suits you.

Arrange a call back

Opening Hours

Get the car you want

BMW Car Finance

We Finance Any Car is a credit broker, not a lender. Rates start from 9.9% APR. Representative example: Borrowing £7,000 over 60 months with REPRESENTATIVE APR of 23.90%, deposit of £0.00, amount payable is £192 /month, total cost of £4,520 & total payable is £11,520

Finance Your Next Car In 3 Easy Steps

approved removebg preview

Get Approved

Complete a simple 2 min application. We Finance Any Car compare quotes and deals from our huge lending panel to offer you the best APR available (Obtaining a quote won’t affect your credit score)

Choose Car

car removebg preview

Once approved, it’s time to find your car! We Finance Any Car from any reputable approved dealer. If you already have one in mind – great! If not, we can help find & finance the car of your dreams

sing removebg preview

Sign + Drive

It’s a simple & safe process. We’ll help with the electronic paperwork & negotiation with the dealer. Once the forms are complete & the funds paid to the dealer, it’s time to collect your new car.

View Finance Options

At We Finance Any Car we aim to please so we have a choice of finance options including HP and PCP

See how much your monthly payments could be and use the calculator below

2015 Nissan JUKE front 10260 032 1856x907 QAB cropped
What are the advantages of using HP?

Hire Purchase gives you the clarity of knowing what set amount you have to pay monthly till the end of the agreement. If you do high mileage or need flexibility in the mileage you and do any don't want to incur expensive excess mileage changes then HP is ideal. Using HP also means that you don't have to come up with a large balloon payment at the end of the contract and...best of all, you own the car outright at the end of the agreement.

What are the minimum and maximum payment periods for HP?

Between 24 and 60 months.

Can I get out of my HP Agreement?

Yes! All Finance companies must give the option for you to settle payment during the course of the agreement. You simply need to contact the finance company and ask for a "settlement figure" (sometimes known as a redemption statement). When this is paid, the car is yours and the finance company will transfer full ownership to you.

Is Hire Purchase (HP) known as something else?

Conditional Sale (CS) is very similar to HP, the main difference is that at the end of the agreement you need to make a purchase payment (generally very small) in order to take ownership, whereas with Conditional Sale, on the final monthly payment the car automatically becomes your property.

Can I use "Voluntary Termination" under a Hire Purchase Contract?

Yes. Voluntary Termination (VT) is typically applied when more than half of what is owed on the car at the start of the agreement has been paid off. You may want to VT for a number of reasons but provided you are past the half way point, or you "make good" on paying half of the total amount (incl. any fees) then under the Credit Consumer Act 1974 you have the right to VT using the "rule of half".

Personal Contract Purchase (PCP)

Use our handy PCP calculator, you can change things like your deposit & expected annual mileage to get an informed estimation.

Start
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Need Help & Advice?

We Finance Any Car are here to help. Our FAQs can be found here with the most common questions answered or simply call us on 01277 808080 or arrange a call back below at a time that suits you.

Arrange a call back

Opening Hours