Self Employed Car Finance

We specialise in self employed car finance and our lenders treat self-employment very much like personal car finance. Proofs required may be slightly different but the process is very much the same.

The best way to get Self Employed Car Finance is to apply using our 2 minute application and, once you are accepted, to work with your friendly account manager to get the best possible HP or PCP deal.

No Nonsense Self Employed Car Finance

We specialise in self employed car finance – our vast lending panel approve thousands of self employed people every day

Do you accept self-employed people?

Yes- very much so. We have a huge panel of lenders and most of them welcome self-employed applications for Hire Purchase (HP) or Personal Contract Purchase (PCP).

What proofs will I need?

Generally your last Self Assessment submission to HMRC and standard documentation like your drivers licence, proof of address and up to 3 months bank statements. In some cases, the self assessment submission is not actually required.

How long will a self employed application take?

Not necessarily any longer than personal car finance. The documentational requirements are different but generally no more complicated. We get self employed people into a car within days of application.

How long do I need to have been trading / working as self-employed?

3 Months is generally the minimum. Lenders will take your credit score into account and may ask for 3 months bank statements and will use these to assess affordability.

Try our free finance calculator today!

Reviews

About Us

If you are looking for car finance, you are in the right place!

We have years of experience in car finance, a very extensive lending panel and a team that is set up to get you the car you want at the best finance rate possible. If you have already found a car and just need the finance – great! If you need help finding a car then we are there for you as well – in fact, we have access to over 300,000 cars.