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** We Finance Any Car is a credit broker, not a lender. We have a range of car finance solutions for a range of needs – from popular options like HP and PCP to specialist services. Our mission is simple: to make buying a car through finance easy and accessible. Rates start from 10.9% APR. Representative example: Borrowing £7,000 over 60 months with REPRESENTATIVE APR of 23.90%, deposit of £0.00, amount payable is £192 /month, total cost of £4,520 & total payable is £11,520.

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Using our vast selection of
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We'll help with the paperwork and
arrange the collection of your new car!

Happily Servicing 1000's Of UK Drivers Every Year!

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Get a Free Car Finance Quote Today And Drive Away In Your Dream Car!

FAQs

Can I apply for car finance?

Absolutely!

There are numerous reasons that you might want to apply for car finance and we’re here to make the process as hassle-free as possible.

You may be a first-time buyer and are apprehensive about the process or you may be looking to upgrade to your dream car. Alternatively, you may have faced rejection after rejection due to your poor credit profile.

Our online service is made for you…

There are a few things to bare in mind when applying for car finance, these include:

Age: Generally speaking, applicants need to be 18 or over.
Valid identification: You’ll need a driver’s license or passport handy.
Stable income: This could be in the form of employment, self-employment or other verifiable income sources. We even offer car finance for applicants on benefits.
Creditworthiness: Although a healthy credit rating is preferable, securing a finance agreement with bad credit isn’t impossible! Submit an application and we’ll be able to support you.
Affordability: We never want our applicants to take on a loan that they can’t afford. To get a good idea of your budget, you can use our finance calculator.

Which finance option is right for me?

This will all depend on your financial situation, personal preference and needs.

If you would prefer to have a structured repayment plan, opt for a Hire Purchase agreement. Having a set amount each month will make it much easier to manage your car loan alongside other financial commitments.

On the other hand, if you like the idea of lower monthly payments and greater flexibility with car ownership, Personal Contract Purchase might be a better fit. With this type of finance, you’ll need to make a final payment in order to keep hold of the car. This can be a fairly significant amount but don’t worry – if you can’t afford to pay it upfront, you can always refinance the balloon payment.

Still unsure which option to go for? Get in touch! A member of our team is always on hand to offer guidance and support, whenever you need.

I can't find a car that meets my needs - can you help?

Yes, we can! Not only do we provide tailored finance solutions, but we also have thousands of quality vehicles on offer. Plus, we partner with FCA-authorised, reputable car dealers, so you’re in the best hands with your buying journey.

Browse from larger models that are perfect for everyday family life, efficient cars that you can rely on and stylish options that are guaranteed to turn heads.

We have everything you need, all in one place.

My Credit History isn't great - can you help me if I have bad credit?

Yes, there is a good chance that we can help you. When we set up We Finance Any Car we wanted to serve the whole market. We know that things happen in people’s lives and that your credit score can sometimes be negatively affected – often through no fault of your own. That is why we work with all types of lenders from Prime lenders through to those that focus on people who have poor or bad credit. Remember that we only use soft search up front to protect your credit score.

What can I do if I have been refused for bad credit elsewhere?

There are a number of reasons why you could have been declined elsewhere. In most cases it is because of adverse credit also known as a bad or poor credit file. Do not despair though, very few organisations have as many lenders as we do. We often speak with customers who have been rejected at car dealerships only to get a number of approvals from our panel of lenders. A key consideration is if the lender or panel of lenders you apply through use soft search we use soft search to protect your credit score in the first place so why not Apply here today.

© Copyright 2021 We Finance Any Car Limited. All rights reserved. Registered in England. Registered Office: Davenports LAS Ltd, The Rivendell Centre, White Horse Lane, Maldon, Essex, CM9 5QP.

We Finance Any Car Limited (Company No. 11662611) trading as wefinanceanycar.com is authorised and regulated by the Financial Conduct Authority (FRN No. 940623). We are registered with ICO (Information Commissioner’s Office) No.ZA822498. We Finance Any Car Limited is an Appointed Representative of Octane Ltd. FRN: 912888. Octane Ltd, registered in England Company number 11392928.

Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. We are a credit broker, not a lender. All finance is subject to status and income. Written quotations on request. We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way. We will advise you of the amount of commission payable to us and gain your consent before proceeding. We Finance Any Car is a credit broker, not a lender. Our rates start from 10.9% APR. This is an example only. Subject to status.

* Representative example: Borrowing £7,000 over 60 months on a Hire Purchase agreement, with a representative APR of 23.90%, deposit of £0.00, the amount payable would be £192 per month with a total cost of £4,520 & total payable is £11,520.

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